Pensions - Planning for Retirement - Ireland - June 2009
Planning for retirement is regarded by some consumers as a tedious yet necessary task. Pension uptake is low among Irish consumers, primarily due to procrastination and a fear of locking away money for the future.
However, with the Celtic Tiger era well and truly consigned to the past, and the fact that Irish consumers are living longer, planning for retirement should be of even more importance than ever. The main barriers to retirement planning now lie in affordability; concerns over job security will make it difficult for some consumers to think too far ahead, and many may feel financially incapable of setting up a pension or contributing to an existing one. Trust is also an issue across all areas of financial services, and in turn, consumers may use other, less conventional methods of planning for retirement.
How are pension fund assets and savings and investments performing in light of the current economic climate?
What effect could the recession have on consumers’ attitudes towards pensions and other retirement planning options?
What are the main barriers to pension uptake?
Who are the key players in the retirement planning market, and what level of activity are they providing?
How are Irish consumers planning for their retirement?
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