£ 2,195 (Excl.Tax)
Travel insurance demand stabilises post-lockdown
Travel insurance continues to expand, but with the post-lockdown surge in travel having slowed, so has growth in premiums. Cover for overseas holidays has remained a high priority despite the cost of living crisis. However, price-sensitivity is heightened, and insurance customers are increasingly demanding value for..."
£ 3,695 (Excl.Tax)
While credit cards are selected as the #1 payment preference by 39% of credit card owners, they are ranked as a 2nd or 3rd choice by just 29% of cardholders. Proponents of credit cards continue to use them for a wider range of purchases, from small in-person transactions to large,..."
£ 1,495 (Excl.Tax)
This report looks at the following areas:Main drivers and dynamics within the current account market.Ownership of current accounts and the types of accounts owned.Where consumers hold their main and non-main current accounts.Current account activity over the last 12 months.General attitudes towards current accounts and current account providers.The potential market for..."
£ 1,495 (Excl.Tax)
The cost of living crisis in Ireland continues to reshape consumer spending, emphasizing frugality and essential purchases. Consumers are choosing cheaper utilities, homemade meals, and discounts, adapting to inflation while hoping for post-pandemic relief.This report looks at the following areas:The impact of the rising cost of living on consumers’ financial..."
£ 2,195 (Excl.Tax)
The cost of living crisis has seen many people turning to new lines of credit to make ends meet. The credit card market is now split between those prioritising rewards and paying off the full balance each month, and those seeking interest-free periods to avoid incurring high rates. Lending is..."
£ 2,195 (Excl.Tax)
Term assurance is one of the largest sectors in the protection industry, by value and number of policyholders. It is also a mature market that is experiencing minimal growth. Since 2021, when annual sales peaked at 1.71 million, the volume of new individual contracts has fallen. The main contributors to..."
£ 3,695 (Excl.Tax)
Increases in business costs over the past few years for carriers have triggered successive premium hikes for policyholders, prompting some customers to reconsider their coverage and explore more cost-effective options from a wider range of carriers.
Despite the rise in premiums, the tried-and-tested bundle deal has remained resilient, with the rate..."
£ 2,195 (Excl.Tax)
The cost of living crisis continues to place pressure on household finances and has made consumers more cautious about borrowing against the value of their homes. This heightened caution, combined with high interest rates, has already resulted in a slowdown in the equity release market, and this trend is likely..."
£ 2,195 (Excl.Tax)
The cost of living crisis has prompted more consumers to focus on their immediate financial commitments. Consumers have increasingly postponed retirement planning as more pressing financial matters take precedence, leading to lower engagement.
Psychological barriers, including procrastination and inertia, pose significant threats to retirement planning. While many recognise the importance of..."
£ 2,195 (Excl.Tax)
Pet insurance remains resilient despite rising premiums
Rising veterinary costs, along with broader inflationary trends, have forced insurers to increase premiums. Despite this, and the wider effects of the cost of living crisis, only 8% of pet insurance policyholders are considering reducing their coverage in the next 12 months, and just..."
£ 3,695 (Excl.Tax)
The US economy currently sits in an encouraging position. Annual inflation is rising at its slowest pace in over two years, the labor market has sustained its post-pandemic resilience, and real GDP growth has continued to see healthy gains quarter-to-quarter.As such, households have seemingly turned the corner and are feeling..."
£ 3,695 (Excl.Tax)
The Canadian consumer has a nuanced perception of the economic forecast and its intersection with their personal finances. On one hand, inflation remains far and away the most prominent concern for the next six months, growing even more squarely into the focus for most consumers. However, this continued concern has..."
