£ 2,195 (Excl.Tax)
£ 1,495 (Excl.Tax)
£ 2,195 (Excl.Tax)
£ 3,695 (Excl.Tax)
£ 1,495 (Excl.Tax)
£ 3,695 (Excl.Tax)
£ 1,495 (Excl.Tax)
£ 2,195 (Excl.Tax)
£ 1,495 (Excl.Tax)
£ 2,195 (Excl.Tax)
£ 3,695 (Excl.Tax)
£ 1,495 (Excl.Tax)
Mortgage and Loans Market Research
Mintel’s Loans and Borrowing market research combines the latest market intelligence, industry insights and expert recommendations to help you anticipate what’s next in the finance and loans industry.
Our reports can help you:
Related to: 'Mortgage and Loans'
The cost of living crisis was driven by high inflation, leading the Bank of England to raise interest rates to their highest level since 2008 in response. This has severely increased the cost of borrowing and hit gross mortgage lending. Besides reducing affordability for potential new buyers, it has led..."
Bridging rates have crept up as the Base Rate remains unchanged, but lender competition has maintained demand for bridging
The bridging finance industry carries a higher risk profile than other forms of lending and this additional risk has been priced into product offerings – particularly as the Base Rate remains at..."
The downturn in mortgage lending presents an opportunity for advisers to extend the mortgage advice proposition and diversify into new areas.
Sarah Hitchcock, Associate Consultant – Financial Services
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Lenders must adapt their strategies to align with the evolving needs and preferences of borrowers, all while operating in an increasingly competitive market.Amr Hamdi, Finance Analyst
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While 2023 was a year of decline for mortgage lending, an expected reduction in interest rates will boost affordability considerably, stimulating renewed demand.Brian O'Connor, Category Director - Irish Reports
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Personal lenders must adapt to meet the changing preferences of borrowers while navigating an increasingly competitive landscape.
Amr Hamdi, Finance Analyst
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While the current economic climate has fostered a defensive consumer mindset, stronger economic performance over the next year will stimulate more demand for loans.Brian O'Connor, Category Director - Irish Reports
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Interest rate rises have made loans more expensive, but demand remains high, both for aspirational goals and debt consolidation.
Lewis Cone, Associate Director - Financial Services
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The rising cost of borrowing has changed the strategic objectives of some firms and it is vital that lenders adapt to these and offer support in challenging times.
Lewis Cone, Associate Director - Financial Services
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BNPL is a strong challenger to traditional credit products, and the cost-of-living crisis has made this option more appealing.
Stefania Apostol, Innovation Analyst
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Those who stand out in the BNPL space will be the ones able to own the customer relationship across shopping, payments, and banking touchpoints.
Amr Hamdi, Finance Analyst
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At a time of economic difficulty, lender flexibility and communication is vital. The industry must also ensure there are viable exit paths to reduce loan defaults.
Lewis Cone, Associate Director - Financial Services
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