Loans and Borrowing

Mortgage and Loans Market Research

Mintel’s Loans and Borrowing market research combines the latest market intelligence, industry insights and expert recommendations to help you anticipate what’s next in the finance and loans industry.

Our reports can help you:

Understand your market
Identify growth opportunities
Recognise future trends

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    UK Mortgage Advice Market Report 2025

    Mortgage brokers and other intermediaries arrange 84% of new mortgage sales and have enjoyed a dominant position in the market for over a decade. However, brokers face growing..."

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    Canada Home Purchasing and Mortgages Market Report 2025

    Home purchasing and mortgages in Canada are moulded by diverse generational and demographic trends. Younger generations like Gen Z (83%) and Millennials (73%) display strong optimism about homeownership,..."

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    UK Mortgages Market Report 2025

    Mortgage ownership has remained fairly consistent, with just over a fifth of UK adults owning their property with a mortgage. Affordability challenges remain despite real wage growth and..."

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    US Home Purchasing and Mortgages Market Report 2025

    Evolving consumer behaviors and preferences continue to drive the housing market. Younger buyers are at the forefront of these shifts, with more and more younger adults making purchase..."

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    UK Personal Loans Market Report 2025

    While 7% of adults owe money on an unsecured personal loan, 13% of UK adults are considering taking one out in the next 12 months. Obtaining the most..."

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    Ireland Loans and Alternate Sources of Credit Market Report 2024

    While the current economic climate has fostered a defensive consumer mindset, stronger economic performance over the next year will stimulate more demand for loans. Brian O'Connor, Category Director..."

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    UK Mortgages Market Report 2024

    The cost of living crisis was driven by high inflation, leading the Bank of England to raise interest rates to their highest level since 2008 in response. This..."

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    UK Bridging Loans Market Report 2024

    Bridging rates have crept up as the Base Rate remains unchanged, but lender competition has maintained demand for bridging The bridging finance industry carries a higher risk profile than..."

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    UK Mortgage Advice Market Report 2024

    The downturn in mortgage lending presents an opportunity for advisers to extend the mortgage advice proposition and diversify into new areas. Sarah Hitchcock, Associate Consultant – Financial Services ..."

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    Canada Consumer Lending Market Report 2024

    Lenders must adapt their strategies to align with the evolving needs and preferences of borrowers, all while operating in an increasingly competitive market.Amr Hamdi, Finance Analyst ..."

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    US Personal Lending Market Report 2024

    Personal lenders must adapt to meet the changing preferences of borrowers while navigating an increasingly competitive landscape. Amr Hamdi, Finance Analyst ..."

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    UK Personal Loans Market Report 2024

    Interest rate rises have made loans more expensive, but demand remains high, both for aspirational goals and debt consolidation. Lewis Cone, Associate Director - Financial Services ..."

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