Mortgages - Intermediary Focus - UK - November 2014
“Although non-advised sales will now be uncommon, the threat that lenders will try to cut intermediaries out of the sales process remains. This is naturally something that the mortgage advisor community will need to keep an eye on and continue to seek ways in which they can offer added value that cannot be replicated by lender-based advisors.”
– George Zaborowski, Senior Analyst – Financial Services
This report looks at the following areas:
- The MMR is a short-term headache not a long-term problem
- Non-advised sales fading, but lenders will still seek ways to sell direct
- Buy-to-let provides a hedge against a potential slowdown in FTB activity
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