Personal Loans - Ireland - November 2012
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As with other facets of the finance market, the personal loan market in Ireland was hugely disrupted by the 2008 financial crisis and subsequent economic downturn. Aside from the sharp decline in the number of suppliers, lending criteria were severely tightened as lenders sought to protect themselves from defaults and bad debts. Only those consumers with strong credit histories and in secure employment now qualify for personal loans, while most banks are also restricting lending to existing customers. Ultimately, there has been a dramatic decline in the supply and availability of unsecured loans.
Drawing on a range of industry and consumer research, this report assesses the factors impacting upon and shaping the personal loans market in Ireland. It also looks at the size of the market – and how this has changed in recent years. It also analyses ownership of loans among Irish consumers, including an analysis of the characteristics and nature of these loans. It looks, too, at the channels to the market – how consumers apply for and arrange personal loans. Finally, it analyses consumers' attitudes towards loans, borrowing and debt.
Some questions answered in this report include:
This report will give you a complete 360-degree view of your market. Not only is it rooted in robust proprietary and high-quality third-party data, but our industry experts put that data into context and you’ll quickly understand:
What They Want. Why They Want It.
Who’s Winning. How To Stay Ahead.
Size, Segments, Shares And Forecasts: How It All Adds Up.
New Ideas. New Products. New Potential.
Where The White Space Is. How To Make It Yours.
What’s Shaping Demand – Today And Tomorrow.