Personal Loans - UK - January 2013
“The personal loans market has undergone something of a transformation over recent years as payday lenders and peer-to-peer lenders have established themselves as viable alternatives to more traditional options. High street lenders must now adapt to the changing face of the personal loan market and ensure that they are giving customers what they want rather than just targeting their current account holders with uncompetitive rates and an outdated approach.”
– Stephanie Absolom – Financial Services Analyst
Some questions answered in this report include:
- Can payday loans shake off the negative connotations?
- Is a lack of product innovation bad news for traditional lenders?
- Are the days of in-branch loan arrangement dead?
- Are the days of selling to an existing client base over?
- Is consumer appetite for credit returning?
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