2024
0
Ireland Loans and Alternate Sources of Credit Market Report 2024
2024-03-08T14:01:33+00:00
REP691843E6_5516_44E4_AAE3_03176435BDE1
1495
171362
[{"name":"Loans and Borrowing","url":"https:\/\/store.mintel.com\/industries\/finance\/financial-services\/loans-borrowing"}]
Report
en_GB
While the current economic climate has fostered a defensive consumer mindset, stronger economic performance over the next year will stimulate more demand for loans.Brian O'Connor, Category Director - Irish…

Ireland Loans and Alternate Sources of Credit Market Report 2024

£ 1,495 (Excl.Tax)

Report Summary

While the current economic climate has fostered a defensive consumer mindset, stronger economic performance over the next year will stimulate more demand for loans.

Brian O'Connor, Category Director – Irish Reports

Table of Contents

  1. Executive Summary

    • Market dynamics and outlook
    • Graph 1: outstanding credit advanced to households (excluding mortgage loans), 2019-28
    • What consumers want and why
    • Graph 2: credit/loan products that consumers currently owe money on (excluding mortgages), 2023
    • Graph 3: when consumers took out their last loan, 2023
    • Graph 4: how much consumers owe on loans or credit products, 2023
    • Graph 5: agreement with selected statements relating to loans and loan providers, 2023
  2. Market Dynamics

    • Market size
    • Graph 6: outstanding credit advanced to households (excluding loans for home purchase), actual, estimated, forecast and projected, 2019-24
    • Market forecast
    • Graph 7: outstanding credit advanced to households (excluding loans for home purchase), forecast and projected, 2024-28
    • Market drivers
    • Graph 8: economic growth, estimated and projected, 2023-25
    • Graph 9: economic growth, estimated and projected, 2023-25
    • Graph 10: employment growth, annual %, estimated and projected, 2023-25
    • Graph 11: employment growth, annual %, estimated and projected, 2023-25
    • Graph 12: how consumers rate their own financial situation, 2023
    • Graph 13: how consumers feel own financial situation compares to how it was a year or so ago, 2023
    • Graph 14: how consumers feel about their financial situation over the next year or so, 2023
    • Graph 15: inflation rate, annual %, estimated and forecast, 2023-25
    • Graph 16: base interest rates, annual %, ECB and BoE, actual and forecast, 2023-25
  3. What Consumers Want and Why

    • Ownership of loans and credit products
    • Graph 17: credit/loan products that consumers currently owe money on (excluding mortgages), 2023
    • Graph 18: consumers who owe money on a credit card, by gender and age, 2023
    • Graph 19: consumers who owe money on a personal loan, by age, 2023
    • Graph 20: consumers who owe money on a personal loan, by children in household, 2023
    • Graph 21: consumers who do not owe money on any loan or credit product, by age, 2023
    • Graph 22: consumers who do not owe money on any loan or credit product, by housing situation, 2023
    • Graph 23: consumers who do not owe money on any loan or credit product, by social class and household income, 2023
    • Timing and value of most recent loan
    • Graph 24: when consumers took out their last loan, 2023
    • Graph 25: how much consumers owe on loans or credit products, 2023
    • Future plans for personal loans
    • Graph 26: whether consumers intend applying for a new loan in the next 12 months, 2023
    • Graph 27: consumers who say it is very unlikely they will apply for a loan in the next 12 months, by age, 2023
    • Attitudes towards unsecured loans and lenders
    • Graph 28: agreement with statements related to loans and credit, 2023
    • Graph 29: consumers who regularly check their credit score, by age, 2023
    • Graph 30: agreement with statement 'The current economic situation makes me concerned about taking out a loan', by housing situation, 2023
    • Graph 31: agreement with the statement 'Loan providers can be trusted to be transparent about fees', 2023
    • Graph 32: consumers who do not believe that loan providers can be trusted to be transparent about fees, by age, 2023
    • Graph 33: agreement that it is better to find another way to borrow money as opposed to applying for a personal loan, 2023
    • Graph 34: agreement that it is better to find another way to borrow money as opposed to applying for a personal loan, by age, 2023
  4. Competitive landscape

    • Companies and brands
    • Launch activity and innovation
  5. Appendix

    • Supplementary data
    • Report scope and definitions
    • Methodology

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