UK Motor Insurance Market Report 2026
The UK motor insurance market has proven resilient in the face of volatile macroeconomic trends.
The UK motor insurance market has proven resilient in the face of volatile macroeconomic trends.
"As price stability returns to the market insurers are seeking to compete on non-price factors in order to differentiate and exploit new market opportunities."
Thomas Slide, Category Director
This report examines the UK market for domestic motor insurance. Commercial vehicle insurance is excluded. Most domestic motor insurance policies relate to private car insurance, which is the focus of the consumer research (i.e. cover for cars that are used by individuals for private purposes). As such, the terms ‘motor insurance’ and ‘car insurance’ are used interchangeably throughout the Report.
Market size data is sourced from the ABI, using the following definitions: