Workplace Pensions - UK - June 2019
Covered in this report
There are various types of workplace pension, which can be broadly segmented into two main groups: occupational trustbased schemes and group contract-based pensions.
The focus of this Report is on insurance-administered workplace schemes, comprising funded occupational pensions, group personal pensions (GPPs) and group stakeholder pensions (GSPs).
“The success of auto-enrolment has resulted in 10 million workers being introduced to workplace pensions. Minimum contributions have increased without leading to mass opt-outs, but engagement remains vital to secure a comfortable retirement. The impending launch of Pensions Dashboards is expected to simplify visualisation and management, but the government and the industry need to capitalise on its potential by assuming a united front.”
– Irene Salazar, Senior Financial Services Analyst
This report examines the following issues:
- Pensions Dashboards need to go live with a bang…
- …but security will be paramount
- Pensions Dashboards and pot consolidation
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